While all problems can not be solved with money, there are many situations and emergencies that can only be solved with easy access to money. Unfortunately, despite the importance of having an emergency fund these days and encouraged by most financial planners, experts and even parents, the average Canadian does not have enough money to deal with any type of problem. ’emergency.
What will happen when your vehicle does not start on a cold morning? Or that the heating system in your home decides to stop working? Or that you have to buy an expensive ticket to go home? The list is long. While it may seem extreme to always prepare for the worst of scenarios, life is full of pitfalls, most of the time unfair, stressful and expensive.
How to manage a financial emergency
In the face of a financial emergency, having access to money quickly is invaluable. Having enough money set aside to handle emergencies is the ideal scenario, but at Prêts Québec, we understand that this is not always possible. In this way, we want to help you find a way to access money quickly and efficiently.
The time is really important in front of any kind of financial emergency. That’s why we suggest you find a lender who can work with you immediately and approve you for the loan you need. You should turn to financing the same day. Be aware that most predatory lenders will offer financing on the same day. You absolutely must avoid payday lenders, scams and all the other providers who are just waiting to enjoy a desperate person.
The sooner you find a lender and have the application process started, the sooner you will be approved and receive the money you need. Your priority should be to complete your application quickly and flawlessly. Too much going back and forth between you and the lender can hold back the process and lengthen the approval time.
If you’re worried about your credit rating and financial history, find a lender that does business with everyone regardless of their credit rating. A wide range of financial products and loans that PrêtQuébec offers do not require the credit rating. In case of financial emergency or bad credit, do not hesitate to contact us.
What are your best options?
There are many loan options available to you. Since everyone’s financial needs are different, it’s up to you to choose which option would be best for you. Here are some options that you can take into consideration.
A basic and short term personal loan is a great option for anyone who needs quick approval. Personal loans are usually granted immediately, the application is easy to follow and the process of direct repayment.
Consider a personal loan if:
- You need less than $ 1000
- You need to be approved quickly
- Your credit rating is far from perfect
An emergency loan will give you access to the money you want as quickly as possible. Same day financing is often an option and the terms of your loan will be customized to meet your needs and financial need. Consider an emergency loan if:
- You have an emergency that needs financing quickly
- You need money quickly and easily
Auto Title Loans
A car title loan is another option for those in need. With such a loan, your vehicle is used as collateral for the loan, which means you could be approved for a higher loan.
Consider a car loan if:
- You need more than $ 1000
- Your vehicle is fully paid
Manage your emergencies today
No matter what your emergencies and the type of financing you need, the faster you deal with your financial emergencies, the sooner you will return to a normal life.