Forum gpii Thu, 28 Mar 2019 10:14:48 +0000 en-US hourly 1 Debt Solutions | Rebound Finance Thu, 28 Mar 2019 10:14:48 +0000

Every year millions of Americans, just like you, deal with debt. Whether it’s from student loans, credit cards, or back taxes, all debt has one thing in common, it’s financially crippling and often impossible to deal with on your own.

This is where Rebound Finance can help. Below we’ve listed out a few questions for you to answer. After each question, we’ve provided all the information you’ll need to help identify what type of debt relief solution will best suit your unique needs. Once you’ve determined which solution is the best option, fill out an application or give us a call. Speaking with a debt professional may be just what you need to regain control of your finances and finally get back on track.

Are You Dealing with Credit Card Debt?

Are You Dealing with Credit Card Debt?

Unfortunately, high-interest credit card debt is easy to create but extremely difficult to get rid of. But, the good news is that there are many debt relief options available to anyone currently dealing with high levels of credit card debt.

Interest Rate Negotiation

For those who are struggling to pay down their credit card debt because of high-interest rates, you may want to consider negotiating a lower rate with your credit card provider. With a lower interest rate, you’ll be able to pay off your debt quicker and less of your hard earned money will be wasted on interest charges.

If negotiating with a credit card company intimidates you, or you’re simply looking for professional help, consider working with a credit counselor. They can speak with your credit card provider on your behalf, negotiate a lower interest rate, and help you create a plan to pay down your debt.

Credit Card Balance Transfers

A credit card balance transfer is another great way to save on interest. With this type of do-it-yourself debt consolidation, you’ll transfer the balance from your current high-interest credit card to a credit card that has a special introductory APR of 0% for balance transfers. These special introductory rates typically only last for 12 to 24 months, this means you’ll have a specific amount of time to pay off your debt. But, during that time, 100% of the payments you make will do towards bringing down the total amount of debt you have.

Debt Consolidation Loans

Another way to consolidate your high-interest credit card debt is to use a debt consolidation loan. The reason this works is that often personal loans have lower interest rates than credit cards. Keep in mind that this is only if you’re able to qualify for a personal loan with a low enough interest rate. So, you take the money from the loan and pay off your credit cards, now you only have to make payments on the loan instead of multiple credit cards. You’ll lower your interest rate and make your debt repayment more manageable with a fixed payment plan, it’s a win-win situation.  

Debt Management Program

If you’re currently dealing with a large amount of unsecured debt and have a low credit score then a debt management program might be exactly what you need. You’ll work with a professional credit counselor, through a credit counseling agency, who will create a personalized debt repayment plan that fits into your budget and help you get a reduced interest rate. Most consumers who enter a debt management program are able to complete it in under 60 payments.

Is Your Student Loan Debt Holding You Back?

Is Your Student Loan Debt Holding You Back?

Student loan debt is a huge financial burden that the majority of American graduates must deal with on a daily basis. If you’re one of these graduates, we offer a student loan debt management program that will connect you with a personalized debt relief solution.

If you’re currently making payments toward one or more federal student loans, are having trouble keeping up with the payments, would benefit from a lower interest, or are having your wages garnished, we can help.

Do You Have a Tax Bill That You Can’t Pay?

Do You Have a Tax Bill That You Can’t Pay?

Unpaid tax debt is a serious issue that should be addressed right away. To help prevent wage garnishment, liens, and levies, it’s important that you get the help you need to create a plan to pay back the money you owe. There are several tax debt solutions available to all Americans. To determine which one is best suited to your needs, we can’t recommend enough that you first speak with a professional who can assess your situation and help you choose the best solution. 

Are You Looking for a Fresh Start?

Are You Looking for a Fresh Start?

If other debt relief solutions have not worked for you or you’re looking for a fresh start, you still have a few options available to you. It’s important to keep in mind that these options should only be considered as a last resort. This is another reason why it’s so important to speak with a professional credit counselor, as they’ll be able to guide you through the process of choosing the right solution.

Debt Settlement

If you decide that debt settlement in the best option for you and your financial situation, you’ll be able to settle your debts and pay less than you actually owe. The major drawback with debt settlement is that your credit score will be hurt. But, for those in dire enough financial situations, it can work.

We offers clear advantages for the self-employed loan! Thu, 17 Jan 2019 15:23:51 +0000


Higher credit opportunities through online banks and personal loans!

Higher credit opportunities through online banks and personal loans!

The credit portal creditend is probably the most comprehensive online comparison portal for installment credit in the world : In addition to all the leading online credit banks, the borrower also has the option of obtaining loans from private individuals. As a result, creditend also differs from the credit marketplace moneyor, which conveys only loans from private individuals.

With the additional possibility of private loans (without a bank!), Self-employed and tradespeople have a good chance of obtaining a loan through the private sector. The practice shows that many online banks are still unwilling to offer self-employed loans. The reason lies in the supposedly higher default risk on the one hand and in the greater effort to assess creditworthiness in comparison to loans for employees and civil servants on the other hand.

Our experience and the numerous feedback from creditend customers clearly show that it is very worthwhile for the self-employed to have access not only to online banks but also to private investors. The latter proves to be particularly useful for borrowers with special credit requirements, as here offers the opportunity to present the request for credit of private investors. This possibility of detailed discussion of the personal situation and the loan project is a central element in the lending of private investors. 28inyz79nl?ref=f8fe2d60&a bid=d1db604b

creditend with unique feature

With its comprehensive comparison portal, which includes not only online credit banks but also loans from private individuals, creditend clearly differs from the many other credit companies, which are either only a credit intermediation model consisting of online banks or operate a sole credit marketplace for loans from private to private (eg moneyor).

The creditend concept has convinced independent testers several times over the years. For example, the financial magazine EURO creditend was the winner of all German loan portals. Stiftung Warentest also rated creditend positively for four consecutive years. The trade magazine advises: “If you want to try it with a loan application over the Internet, is first choice”.

Best Price Guarantee as another creditend USP

The best price credit guarantee offered by creditend is considered by the credit industry to be another unique selling proposition (USP) feature compared to its competitors.

“If you need a cheap credit quickly and easily, then you have come to the right place,” explains Alexander Artopé, Managing Director and co-founder of creditend GmbH. “Our offer, Germany’s cheapest online loan ‘keeps what the name promises: A credit on best terms for everyone.”

Conclusion: The credit opportunities for self-employed people are higher with creditend because of the comprehensive comparison possibilities (online banks AND private loans).

Alternatives to creditend?

Our other recommendations are financinga for short-term loan solutions up to 100,000 euros and compeon and kapilendo for higher loan amounts. kapilendo lends up to 2.5 million euros by means of crowdlending. Other alternatives for short-term loans for self-employed to 100,000 euros are the credit intermediaries Crediter, Pixocredit and moneyor.

We recommend moneyor for smaller loan projects requiring explanation, as the loan project can be presented in detail to the investors here. Experience shows that this has a very positive effect on lending. More about: Secret tip Crowdlending: Alternative loan for the self-employed with good chances of success!

For bridging loans for fast and unbureaucratic correction of financing bottlenecks, we recommend financinga for short-term loan solutions up to 100,000 euros and compeon for larger loans! More on this in the monthly published bridging loan ranking.

For self-employed the following practical tips should be interesting…

  1. Find the cheapest loan offer instead search: With the credit formula can save up to 40% interest!
  2. Hardly any company is aware that factoring as a credit alternative for medium-sized companies is not only an interesting solution in times of crisis!
  3. Always first study credit requirements, and then submit the application! This saves unnecessary frustration and false hopes.
  4. A credit insurance can be helpful as additional security!
  5. Often forgotten: A financially strong guarantor always increases the chances of getting a loan (including cheaper credit terms).
  6. In addition to a guarantee or credit insurance, there are other securities that increase the chances of a loan.

Loans for the self-employed, freelancers, founders, entrepreneurs, tradesmen and small businesses find loan seekers in our practice guide loan for the self-employed.